109+ Best Debt Quotes: Exclusive Selection

Inspirational debt quotes will challenge the way you think, and make your life worth living.

Most Famous Debt Quotes

Rich people plan for three generations. Poor people plan for Saturday night. Gloria Steinem

Get into the habit of asking yourself, ‘Does this support the lifestyle I’m trying to create?

Overspending while trying to raise one’s status is a condition of economic materialism which hurts people financially, because it usually results in unnecessary debt. One does not raise social strata by buying things but instead by acquiring enough wealth to qualify for the next category of wealth. Zachariah Renfro

Wherever you are, be all there. Jim Elliot

When you buy a bigger house, another luxury car, or a fancy boat, you are showing people that you used to have money. Christopher Manske

At the end of the day, we can endure much more than we think we can. Frida Kahlo

Rich people have small TVs and big libraries, and poor people have small libraries and big TVs. Zig Ziglar

Doubt kills more dreams than failure ever will.

Credit is a system whereby a person who can’t pay, gets another person who can’t pay, to guarantee that he can pay. Charles Dickens

It always seems impossible until it’s done. Nelson Mandela

Every time you borrow money, you’re robbing your future self. Nathan W. Morris

We cannot become what we want by remaining what we are. Max Depree

A Debt Problem Is, At Its Core, a Budgeting Problem. Natalie Pace

All you can change is yourself, but sometimes that changes everything. Gary W. Goldstein

The basic thing with frugality is: IF YOU CAN’T AFFORD IT, DON’T BUY IT. Harken Headers

There are far, far better things ahead than any we leave behind. C.S. Lewis

Know what you own, and know why you own it. Peter Lynch

Old ways won’t open new doors.

Some debts are fun when you are acquiring them, but none are fun when you set about retiring them. Ogden Nash

You can’t go back and change the beginning, but you can start where you are and change the ending. C.S. Lewis

Students who acquire large debts putting themselves through school are unlikely to think about changing society. When you trap people in a system of debt, they can’t afford the time to think. Noam Chomsky

A little progress every day adds up to big results.

A good name is still to be preferred over great riches. Especially it is to be preferred to the appearance of riches, acquired with nothing down and nothing to pay for 2 months. Ezra Taft Benson

If it doesn’t challenge you, it won’t change you.

To grasp why people bury themselves in debt, you don’t need to study interest rate: you need to study the history of greed, insecurity, and optimism. Morgan Housel

Your mind will always believe everything you tell it. Feed it faith. Feed it truth. Feed it love.

Before borrowing money from a friend, decide which you need most. American Proverb

Work for it more than you hope for it

No man’s credit is as good as his money. E.W. Howe

Owning your story is the bravest thing you’ll ever do. Brene Brown

Speak not of my debts unless you mean to pay them. George Herbert

It’s a slow process, but quitting won’t speed it up.

Creditors have better memories than debtors. Benjamin Franklin

Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time. Dave Ramsey

It is the debtor that is ruined by hard times. Rutherford B. Hayes

Success doesn’t come from what you do occasionally. It comes from what you do consistently. Marie Forleo

Debt can turn a free, happy person into a bitter human being. Michael Mihalik

Today is your opportunity to build the tomorrow you want.

Debt on anything that depreciates is disastrous. Orrin Woodward

Visualize your highest self and start showing up as her.

The man who never has money enough to pay his debts has too much of something else. James Lendall Basford

Start where you are. Use what you have. Do what you can.

Some people use one half their ingenuity to get into debt, and the other half to avoid paying it. George D Prentice

Don’t wait until you’ve reached your goal to be proud of yourself. Be proud of every step you take towards reaching that goal.

Debt is one person’s liability, but another person’s asset. Paul Krugman

You will never always be motivated, so you must learn to be disciplined.

It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy. George Lorimer

The stronger the why, the easier the how becomes. Jim Rohn

In God we trust; all others must pay cash

Act like the person you want to become.

The rich rule over the poor, and the borrower is slave to the lender.

Doubting yourself is normal. Letting it stop you is a choice. Mel Robbins

Ten million dollars after I’d become a star, I was deeply in debt. Sammy Davis Jr

You’re never ready for what you have to do. You just do it. That makes you ready. Schreiber

Do not accustom yourself to consider debt only as an inconvenience; you will find it a calamity. Samuel Johnson

One day you will thank yourself for never giving up.

A creditor is worse than a slave owner; for the master owns only your person, but a creditor owns your dignity and can command it. Victor Hugo

When you focus on the good, the good gets better.

One of the greatest disservices you can do a man is to lend him money that he can’t pay back. Jesse H Jones

Keep going, because you did not come this far only to just come this far.

Debt is like any other trap, easy enough to get into, but hard enough to get out of. Josh Billings

The struggle is part of the journey. Everyone goes through it. Keep going and don’t give up.

Wars in old times were made to get slaves. The modern implement of imposing slavery is debt. Ezra Pound

When everything seems to be going against you, remember that the airplane takes off against the wind, not with it. Henry Ford

Don’t let your mouth write a check that your ass can’t cash, son. Charles Portis

Don’t try to keep up with the Joneses. They’re broke. Dave Ramsey

There are no shortcuts when it comes to getting out of debt. Dave Ramsey

Earning a lot of money is not the key to prosperity. How you handle it is. Dave Ramsey

Debt is a prolific mother of folly and of crime. Benjamin Disraeli

The hard days are what make you stronger. Aly Raisman

Debt basically enables people to live a lie. Rachel Cruze

If you cannot do great things, do small things in a great way. Napoleon Hill

Words pay no debts. William Shakespeare

Push yourself because no one else is going to do it for you.

Credit buying is much like being drunk. The buzz happens immediately and gives you a lift. The hangover comes the day after. Joyce Brothers 

A smooth sea never made a skilled sailor. Franklin D. Roosevelt

Christmas is the season when you buy this year’s gifts with next year’s money.

Every next level of your life will demand a different version of you.

Rich people believe ‘I create my life. Poor people believe ‘Life happens to me T. Harv Eker

Nobody who ever gave his best regretted it. George Halas

Home life ceases to be free and beautiful as soon as it is founded on borrowing and debt. Henrik İbsen

It’s not whether you get knocked down; it’s whether you get back up. Vince Lombardi

The decision to go into debt alters the course condition of your life. You no longer own it. You are owned.

Without self discipline, success is impossible, period. Lou Holtz

What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience? Adam Smith

The secret of getting ahead is getting started. Mark Twain

Out of debt, out of danger. Jerry Voorhis

It does not matter how slowly you go as long as you do not stop. Confucius

I make myself rich by making my wants few. Henry David Thoreau

Whenever you see a successful person you only see the public glories, never the private sacrifices to reach them. Vaibhav Shah

His brow is wet with honest sweat; he earns whate’er he can, And looks the whole world in the face, For he owes not any man. Henry Wadsworth Longfellow

What seems to us as bitter trials are often blessings in disguise. Oscar Wilde

It always seems impossible until it’s done. Nelson Mandela

There are two types of people who will tell you that you cannot make a difference in this world: those who are afraid to try and those who are afraid you will succeed. Ray Goforth

Pay off your debt first. Freedom from debt is worth more than any amount you can earn. Mark Cuban

The starting point of all achievement is desire. Napoleon Hill

A healthy and debt free living person is the richest and the happiest. Sushmitha Maddula

The only place where success comes before work is in the dictionary. Vidal Sassoon

Sometimes we’re tested not to show our weaknesses, but to discover our strengths.

Daring is saying ‘I know I will eventually fail and I’m still all in. Brene Brown

Tough times don’t last. Tough people do.

The middle is messy. But it’s also where the magic happens. Brene Brown

Don’t be pushed around by the fears in your mind. Be led by the dreams in your heart. Roy T Bennett

I didn’t get there by wishing for it or hoping for it, but by working for it. Estée Lauder

Perseverance is the hard work you do after you get tired of doing the hard work you already did. Newt Gingrich

Move out of your comfort zone. You can only grow if you are willing to feel awkward and uncomfortable when you try something new. Brian Tracy

Learning is never done without errors and defeat. Vladimir Lenin

Challenges are what make life interesting and overcoming them is what makes life meaningful. Joshua J. Marine